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Insurance Licensing AZ-Insurance-Producer-Life Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| General Insurance | - Risk and insurance concepts
| |
| Insurance Regulation | 5% | - Arizona Insurance Laws and Regulations
|
| Life Insurance Basics | - Types of life insurance policies
|
Insurance Licensing AZ-Insurance-Producer-Life Sample Questions:
The change of beneficiary provision states the policyowner has the right to change the beneficiary unless the beneficiary is
- A. uninsurable.
- B. irrevocable.
- C. contingent.
- D. deceased.
Correct Answer: B 🗳️
Explanation: Only visible for TrainingDumps members. You can sign-up / login (it's free).
In order to reduce premiums, a life insurance policy can legally be backdated up to
- A. 3 months.
- B. 6 months.
- C. 4 months.
- D. 12 months.
Correct Answer: B 🗳️
Explanation: Only visible for TrainingDumps members. You can sign-up / login (it's free).
What type of insurer is owned by policyowners?
- A. Alien
- B. Stock
- C. Foreign
- D. Mutual
Correct Answer: D 🗳️
Explanation: Only visible for TrainingDumps members. You can sign-up / login (it's free).
Which settlement option pays a benefit as long as one of the insured is living?
- A. Interest Only
- B. Family Term
- C. Joint and Survivor
- D. Life Income
Correct Answer: C 🗳️
Explanation: Only visible for TrainingDumps members. You can sign-up / login (it's free).
All of the following are unfair trade practices EXCEPT
- A. offering policy premium payment plans
- B. return of premiums payable to the insured on the policy
- C. restricting the availability of an insurance contract based on marital status
- D. misrepresentation of policy benefits
Correct Answer: A 🗳️
Explanation: Only visible for TrainingDumps members. You can sign-up / login (it's free).
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